Friday, July 25, 2014
I moved my blog!
http://flwaterfrontre.wordpress.com/ I moved my blog to Word Press. Check me out and favorite me please! I have an active blog, writing about SW FL Real Estate, neighbors and my adventures as a resident. I am also on facebook.com/FLwaterfrontRE, twitter FLwaterfrontRE. Follow me!!
Friday, May 23, 2014
Deep Creek Punta Gorda Section 23 and Section 20 Florida Homes and Land
Having sat on the Board of Directors for Section 20, I can attest that Deep Creek is a great place to call home! Being a Realtor in Charlotte County FL, I find Deep Creek to be one of the most flexible, friendly, communities in the area. The Sandhill Cranes parade through Deep Creek periodically. We have a lot of natural wildlife due to the acres of protected land behind us.
Deep Creek, Punta Gorda FL is a wonderful neighborhood located at either exit 167 or exit 170 off of I75. It is a convenient location- 40 minutes north of RSW (Fort Myers airport) and 40 minutes south of Sarasota.
Deep Creek is part of Punta Gorda. it is not gated, however it does have an HOA. HOA fees are less than $150 per YEAR (the rate differs between sections). Section 23 and section 20 are divided by Sandhill Boulevard. Both offer a quiet residential neighborhood. Section 23 had about 3400 homes/lots and condos. Section 20 has about 3800 homes/lots. The majority of Deep creek is residential. The Deed Restrictions basically restrict the types of vehicles parked and the condition of the exterior of your home is kept in. I always felt a piece of mind when this home was a second home to me and my family knowing the neighborhood would be kept up.
Deep Creek has homes built mostly from the 80s to today. 2 or 3 bedrooms are the norm in Deep Creek. Many have private swimming pools. Some are on lakes or canals. Section 20 is residential homes only, section 23 has apartments and some multi family homes.
Deep Creek boasts an Elementary School, churches, golf, quick highway access and local restaurants and shopping.
http://www.deepcreekfl.com/ Visit Section 20's webpage for their deed restrictions.
http://www.deepcreekfl.com/images/downloads/poa/deedrestrictions.pdf
http://www.section23poa.com/ Visit section 23's webpage for their deed restrictions.
http://www.section23poa.com/documents.html
If Deep Creek sounds like a place to call home, contact me! I'll find you the home you've been looking for!
Claudia DeBruyn
Realtor
Cell/text 781-799-7570
claudiadebruyn@yahoo.com
#Deep Creek Realtor
#Realtor
#Waterfront Real Estate
Deep Creek, Punta Gorda FL is a wonderful neighborhood located at either exit 167 or exit 170 off of I75. It is a convenient location- 40 minutes north of RSW (Fort Myers airport) and 40 minutes south of Sarasota.
Deep Creek is part of Punta Gorda. it is not gated, however it does have an HOA. HOA fees are less than $150 per YEAR (the rate differs between sections). Section 23 and section 20 are divided by Sandhill Boulevard. Both offer a quiet residential neighborhood. Section 23 had about 3400 homes/lots and condos. Section 20 has about 3800 homes/lots. The majority of Deep creek is residential. The Deed Restrictions basically restrict the types of vehicles parked and the condition of the exterior of your home is kept in. I always felt a piece of mind when this home was a second home to me and my family knowing the neighborhood would be kept up.
Deep Creek has homes built mostly from the 80s to today. 2 or 3 bedrooms are the norm in Deep Creek. Many have private swimming pools. Some are on lakes or canals. Section 20 is residential homes only, section 23 has apartments and some multi family homes.
Deep Creek boasts an Elementary School, churches, golf, quick highway access and local restaurants and shopping.
http://www.deepcreekfl.com/ Visit Section 20's webpage for their deed restrictions.
http://www.deepcreekfl.com/images/downloads/poa/deedrestrictions.pdf
http://www.section23poa.com/ Visit section 23's webpage for their deed restrictions.
http://www.section23poa.com/documents.html
If Deep Creek sounds like a place to call home, contact me! I'll find you the home you've been looking for!
Claudia DeBruyn
Realtor
Cell/text 781-799-7570
claudiadebruyn@yahoo.com
#Deep Creek Realtor
#Realtor
#Waterfront Real Estate
Friday, October 11, 2013
Wednesday, October 9, 2013
Money to lend ,houses to buy!!!
I helped a family relocate from the Midwest to Naples. We worked out their credit repair (Dad's BK on their credit report). We worked with Wells Fargo to get their loan approved with enough extra money to update the well and provide the buyer with a few bucks for a new refrigerator! Nothing is better than the call I got from that family at 8am Saturday morning (the day after close) "Thank you Claudia, this is the nicest home we ever slept in". They bought their dream home sight unseen.
Last month we cleaned up a buyers credit (someone else's bankruptcy was reporting on his credit report). He bought a home with NO MONEY DOWN through the VA with Reliance First Capital, the same people who helped restore his good credit. He finally feels whole after being injured 9/11. His girls have a permanent home.
My lenders are coming out of the woodwork with home loans for my buyers! 100% loans, FHA,VA, USDA, FL Bond money, conventional and not-so-conventional. Yesterdays short sale sellers are being considered too.
Contact me if you are living (or wish you were) between Sarasota and Naples FL and let me know if you're a buyer or a seller and how I can get you moving!
If you are thinking about short selling, talk to me first. You don't have to trash your credit to get it done. I will help you, and the current lender will pay my commission.
I work with several lenders and we work as a team to get you home.
Claudia DeBruyn CNE, AAHR
Realtor
Cell 781-799-7570
salesnmktg@gmail.com
**I am not affiliated with any lender in particular, but when someone goes the extra mile for my buyers, I can't help but thank them publicly!!
Last month we cleaned up a buyers credit (someone else's bankruptcy was reporting on his credit report). He bought a home with NO MONEY DOWN through the VA with Reliance First Capital, the same people who helped restore his good credit. He finally feels whole after being injured 9/11. His girls have a permanent home.
My lenders are coming out of the woodwork with home loans for my buyers! 100% loans, FHA,VA, USDA, FL Bond money, conventional and not-so-conventional. Yesterdays short sale sellers are being considered too.
Contact me if you are living (or wish you were) between Sarasota and Naples FL and let me know if you're a buyer or a seller and how I can get you moving!
If you are thinking about short selling, talk to me first. You don't have to trash your credit to get it done. I will help you, and the current lender will pay my commission.
I work with several lenders and we work as a team to get you home.
Claudia DeBruyn CNE, AAHR
Realtor
Cell 781-799-7570
salesnmktg@gmail.com
**I am not affiliated with any lender in particular, but when someone goes the extra mile for my buyers, I can't help but thank them publicly!!
Saturday, August 10, 2013
$0 down! 3189 Greendale Rd, North Port, FL | Powered by Postlets
3189 Greendale Rd, North Port, FL | Powered by Postlets
| ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Friday, August 9, 2013
100% financing in SW FL!!!!
100% financing still exists!!!! Let's get this straight cause you heard it right. So what are you waiting for????
Here are the caveats- USDA loans are gov't loans, meant to develop what the gov't calls 'rural'. This could mean home on the range, or it could mean a PUD (planned unit development) much like the communities you probably live in now. The property has to fall in 'a USDA zone'. http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do
They are made for lower income folks who make the median or less for income. http://eligibility.sc.egov.usda.gov/eligibility/incomeEligibilityAction.do
There are other guidelines, like no pools. There are other requirements (credit score etc). BUT it is always worth the try!
Let's use some made up #s. Say you were buying a home for $100,000. Interest rate on the 30 yr fixed is 4.25%. I used an on line FHA and USDA calculator to determine payments.
FHA 3.5% down ($3500) and MIP (including Private mtg insurance PMI about $1688) @4.25 % = $591.59 monthly (before tax/ins).
USDA 0% down ($0) and no MIP (0). That means (including the USDA fund fee $2040.82) your payment = $527.49.
You save $64 +/- per month. OR you can finance $112,750 purchase price for the same payment as $100,000 and still no money down!!!
I sell Real Estate from Sarasota to Naples. I have CLOSED USDA home sales. I have a lender who does these everyday and she can assist you. We know they take a bit longer to close (which is why most brokers discourage them) but they are worth it for both buyer and seller!!!!
Get pre-qualified and you and I WILL find you a home!! Call me 781-799-7570 and I'll send you a property list!
Claudia
Sunday, March 3, 2013
Todays Real Estate market - Fort Myers FL 2013
Here it is in a nutshell- apply for your mortgage NOW. Get credit and income pre-approved. Make sure you have qualified completely. You need to be strong.
Sales are up according the Realtor.com 8.69% this year in the Fort Myers -Cape coral area. Listings are down 11.47%. http://www.realtor.com/data-portal/Real-Estate-Statistics.aspx So that means the inventory is low, which generally pushes prices up (basic supply and demand). I noted in my blog a long time ago when we were at bottom. Well, we are past the bottom.
Today is the day. Call your lender. Get moving on the pre-approval. Get out your taxes (2 yrs), 2 mo bank statements, 2 yrs W2s, and a few paystubs. If you have any other income, prove it! (1099 or award letters from SSI, child support orders). If you 'forgot' to file 2011 and 2012 taxes- remember! Do it today. Don't procrastinate.
Remember , (s)he who procrastinates lives with their in laws and that is very uncool to admit at your class reunion.
Call me with that preapproval and lets get out and find you a place to call home!
Claudia DeBruyn
Realtor, CNE AAHR
salesnmktg@gmail.com
cell/text 781-799-7570
SW FL Specialist!
Subscribe to:
Posts (Atom)